Call reports 2009
MILTON BANKING COMPANY, THE — 2009
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,168,000 | 117,157,000 | 113,661,000 | 118,285,000 |
| Total loans | 86,629,000 | 91,676,000 | 95,964,000 | 97,250,000 |
| Allowance for loan losses | 1,034,000 | 984,000 | 999,000 | 736,000 |
| Securities available for sale | 7,247,000 | 6,970,000 | 6,385,000 | 6,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,691,000 | 107,446,000 | 101,293,000 | 106,493,000 |
| Interest-bearing deposits | 86,849,000 | 87,823,000 | 85,640,000 | 87,762,000 |
| Noninterest-bearing deposits | 14,842,000 | 19,623,000 | 15,653,000 | 18,731,000 |
| Equity capital | 9,189,000 | 9,352,000 | 9,517,000 | 9,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,394,000 | 5,204,000 | 6,985,000 |
| Interest expense | 581,000 | 1,149,000 | 1,694,000 | 2,213,000 |
| Net interest income | 1,101,000 | 2,245,000 | 3,510,000 | 4,772,000 |
| Noninterest income | 224,000 | 483,000 | 743,000 | 1,030,000 |
| Noninterest expense | 1,032,000 | 2,157,000 | 3,244,000 | 4,391,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 294,000 |
| Pretax income | 250,000 | 494,000 | 896,000 | 1,112,000 |
| Income tax | 66,000 | 139,000 | 259,000 | 299,000 |
| Net income | 184,000 | 355,000 | 637,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,287,000 | 8,501,000 | 8,667,000 | 8,746,000 |
| Total capital | 9,300,000 | 9,485,000 | 9,666,000 | 9,482,000 |
| Risk-weighted assets | 81,037,000 | 89,167,000 | 88,827,000 | 90,627,000 |