Call reports 2007
MILTON BANKING COMPANY, THE — 2007
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,689,000 | 82,020,000 | 81,033,000 | 89,638,000 |
| Total loans | 63,132,000 | 63,669,000 | 64,834,000 | 67,078,000 |
| Allowance for loan losses | 607,000 | 598,000 | 568,000 | 543,000 |
| Securities available for sale | 4,436,000 | 4,429,000 | 4,478,000 | 4,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,566,000 | 74,907,000 | 73,618,000 | 82,371,000 |
| Interest-bearing deposits | 60,509,000 | 63,541,000 | 62,162,000 | 69,622,000 |
| Noninterest-bearing deposits | 13,057,000 | 11,366,000 | 11,456,000 | 12,749,000 |
| Equity capital | 6,877,000 | 6,899,000 | 7,136,000 | 7,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,710,000 | 4,102,000 | 5,520,000 |
| Interest expense | 506,000 | 1,041,000 | 1,590,000 | 2,151,000 |
| Net interest income | 806,000 | 1,669,000 | 2,512,000 | 3,369,000 |
| Noninterest income | 168,000 | 346,000 | 526,000 | 718,000 |
| Noninterest expense | 721,000 | 1,463,000 | 2,163,000 | 3,013,000 |
| Provision for loan losses | 34,000 | 70,000 | 107,000 | 142,000 |
| Pretax income | 219,000 | 482,000 | 768,000 | 933,000 |
| Income tax | 68,000 | 172,000 | 236,000 | 301,000 |
| Net income | 151,000 | 310,000 | 532,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,900,000 | 6,925,000 | 7,147,000 | 7,114,000 |
| Total capital | 7,507,000 | 7,523,000 | 7,715,000 | 7,657,000 |
| Risk-weighted assets | 56,703,000 | 56,677,000 | 57,130,000 | 60,506,000 |