Call reports 2006
MILTON BANKING COMPANY, THE — 2006
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 72,095,000 | 71,924,000 | 73,283,000 | 78,970,000 |
| Total loans | 61,408,000 | 62,339,000 | 63,027,000 | 63,292,000 |
| Allowance for loan losses | 539,000 | 557,000 | 597,000 | 601,000 |
| Securities available for sale | 5,127,000 | 4,372,000 | 4,367,000 | 4,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,533,000 | 65,264,000 | 66,320,000 | 72,124,000 |
| Interest-bearing deposits | 54,085,000 | 54,125,000 | 54,859,000 | 60,106,000 |
| Noninterest-bearing deposits | 11,448,000 | 11,139,000 | 11,461,000 | 12,018,000 |
| Equity capital | 6,413,000 | 6,495,000 | 6,746,000 | 6,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,384,000 | 3,598,000 | 4,883,000 |
| Interest expense | 323,000 | 664,000 | 1,045,000 | 1,503,000 |
| Net interest income | 809,000 | 1,720,000 | 2,553,000 | 3,380,000 |
| Noninterest income | 159,000 | 338,000 | 513,000 | 699,000 |
| Noninterest expense | 683,000 | 1,407,000 | 2,062,000 | 2,802,000 |
| Provision for loan losses | 33,000 | 66,000 | 100,000 | 204,000 |
| Pretax income | 252,000 | 585,000 | 904,000 | 1,073,000 |
| Income tax | 82,000 | 197,000 | 294,000 | 375,000 |
| Net income | 170,000 | 388,000 | 610,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,488,000 | 6,573,000 | 6,794,000 | 6,748,000 |
| Total capital | 7,027,000 | 7,130,000 | 7,391,000 | 7,349,000 |
| Risk-weighted assets | 51,242,000 | 54,360,000 | 54,632,000 | 56,144,000 |