Call reports 2004
MILTON BANKING COMPANY, THE — 2004
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,925,000 | 69,327,000 | 69,420,000 | 70,813,000 |
| Total loans | 54,870,000 | 55,668,000 | 57,055,000 | 56,653,000 |
| Allowance for loan losses | 481,000 | 503,000 | 511,000 | 500,000 |
| Securities available for sale | 8,876,000 | 7,763,000 | 6,925,000 | 6,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,127,000 | 63,659,000 | 63,452,000 | 64,887,000 |
| Interest-bearing deposits | 54,173,000 | 53,837,000 | 52,788,000 | 54,419,000 |
| Noninterest-bearing deposits | 9,954,000 | 9,822,000 | 10,664,000 | 10,468,000 |
| Equity capital | 5,632,000 | 5,573,000 | 5,801,000 | 5,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,090,000 | 3,118,000 | 4,151,000 |
| Interest expense | 238,000 | 466,000 | 700,000 | 945,000 |
| Net interest income | 820,000 | 1,624,000 | 2,418,000 | 3,206,000 |
| Noninterest income | 137,000 | 292,000 | 455,000 | 662,000 |
| Noninterest expense | 669,000 | 1,315,000 | 1,965,000 | 2,661,000 |
| Provision for loan losses | 28,000 | 58,000 | 88,000 | 120,000 |
| Pretax income | 261,000 | 521,000 | 798,000 | 1,065,000 |
| Income tax | 84,000 | 169,000 | 263,000 | 344,000 |
| Net income | 177,000 | 352,000 | 535,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,618,000 | 5,660,000 | 5,843,000 | 5,888,000 |
| Total capital | 6,099,000 | 6,163,000 | 6,354,000 | 6,388,000 |
| Risk-weighted assets | 47,630,000 | 48,075,000 | 48,736,000 | 48,493,000 |