Call reports 2001
MILTON BANKING COMPANY, THE — 2001
What MILTON BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,690,000 | 62,850,000 | 64,478,000 | 64,875,000 |
| Total loans | 44,847,000 | 44,772,000 | 45,397,000 | 46,525,000 |
| Allowance for loan losses | 592,000 | 560,000 | 536,000 | 529,000 |
| Securities available for sale | 9,278,000 | 9,828,000 | 11,464,000 | 12,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,864,000 | 58,021,000 | 59,392,000 | 59,899,000 |
| Interest-bearing deposits | 48,602,000 | 50,602,000 | 51,593,000 | 51,658,000 |
| Noninterest-bearing deposits | 7,262,000 | 7,419,000 | 7,799,000 | 8,241,000 |
| Equity capital | 4,588,000 | 4,627,000 | 4,822,000 | 4,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,427,000 | 3,639,000 | 4,830,000 |
| Interest expense | 586,000 | 1,162,000 | 1,727,000 | 2,253,000 |
| Net interest income | 634,000 | 1,265,000 | 1,912,000 | 2,577,000 |
| Noninterest income | 88,000 | 191,000 | 289,000 | 381,000 |
| Noninterest expense | 530,000 | 1,035,000 | 1,564,000 | 2,084,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 207,000 | 441,000 | 657,000 | 883,000 |
| Income tax | 66,000 | 143,000 | 218,000 | 299,000 |
| Net income | 141,000 | 298,000 | 439,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,557,000 | 4,581,000 | 4,722,000 | 4,726,000 |
| Total capital | 5,047,000 | 5,075,000 | 5,228,000 | 5,243,000 |
| Risk-weighted assets | 39,111,000 | 39,482,000 | 40,478,000 | 41,330,000 |