Call reports 2024
HARMONY BANK — 2024
What HARMONY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 744,093,000 | 822,662,000 | 816,135,000 | 784,501,000 |
| Total loans | 505,230,000 | 540,664,000 | 554,241,000 | 583,286,000 |
| Allowance for loan losses | 5,971,000 | 6,161,000 | 6,248,000 | 6,323,000 |
| Securities available for sale | 98,044,000 | 95,070,000 | 86,975,000 | 80,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,659,000 | 651,709,000 | 672,017,000 | 659,099,000 |
| Interest-bearing deposits | 378,792,000 | 463,886,000 | 485,404,000 | 459,531,000 |
| Noninterest-bearing deposits | 197,867,000 | 187,823,000 | 186,613,000 | 199,568,000 |
| Equity capital | 114,058,000 | 115,436,000 | 118,455,000 | 118,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,197,000 | 21,748,000 | 34,212,000 | 46,308,000 |
| Interest expense | 3,489,000 | 8,095,000 | 13,339,000 | 17,872,000 |
| Net interest income | 6,708,000 | 13,653,000 | 20,873,000 | 28,436,000 |
| Noninterest income | 422,000 | 902,000 | 1,365,000 | 1,841,000 |
| Noninterest expense | 5,478,000 | 10,719,000 | 15,928,000 | 21,616,000 |
| Provision for loan losses | 106,000 | 308,000 | 701,000 | 1,301,000 |
| Pretax income | 1,546,000 | 3,528,000 | 5,606,000 | 7,339,000 |
| Income tax | 295,000 | 695,000 | 1,106,000 | 1,452,000 |
| Net income | 1,251,000 | 2,833,000 | 4,500,000 | 5,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,969,000 | 74,606,000 | 76,318,000 | 77,751,000 |
| Total capital | 79,054,000 | 80,881,000 | 82,684,000 | 84,191,000 |
| Risk-weighted assets | 527,609,000 | 589,293,000 | 589,293,000 | 616,604,000 |