Call reports 2023
HARMONY BANK — 2023
What HARMONY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 321,426,000 | 715,481,000 | 747,834,000 | 717,076,000 |
| Total loans | 290,289,000 | 463,126,000 | 473,341,000 | 486,438,000 |
| Allowance for loan losses | 3,834,000 | 6,033,000 | 6,022,000 | 5,881,000 |
| Securities available for sale | 0 | 107,999,000 | 93,779,000 | 102,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,460,000 | 602,945,000 | 634,463,000 | 600,037,000 |
| Interest-bearing deposits | 190,108,000 | 401,389,000 | 433,496,000 | 400,298,000 |
| Noninterest-bearing deposits | 89,352,000 | 201,556,000 | 200,967,000 | 199,739,000 |
| Equity capital | 39,803,000 | 109,478,000 | 109,986,000 | 113,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,728,000 | 11,483,000 | 21,270,000 | 31,368,000 |
| Interest expense | 1,058,000 | 2,351,000 | 5,096,000 | 8,251,000 |
| Net interest income | 3,670,000 | 9,132,000 | 16,174,000 | 23,117,000 |
| Noninterest income | 78,000 | 1,054,000 | 1,521,000 | 1,940,000 |
| Noninterest expense | 2,426,000 | 7,214,000 | 12,290,000 | 17,572,000 |
| Provision for loan losses | 0 | 145,000 | 145,000 | 145,000 |
| Pretax income | 1,322,000 | 2,827,000 | 5,260,000 | 6,680,000 |
| Income tax | 275,000 | 477,000 | 966,000 | 1,234,000 |
| Net income | 1,047,000 | 2,350,000 | 4,294,000 | 5,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,803,000 | 68,431,000 | 70,771,000 | 71,673,000 |
| Total capital | 43,560,000 | 74,540,000 | 76,880,000 | 77,668,000 |
| Risk-weighted assets | 300,467,000 | 488,708,000 | 488,719,000 | 527,609,000 |