Call reports 2022
HARMONY BANK — 2022
What HARMONY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 335,110,000 | 329,962,000 | 345,570,000 | 316,739,000 |
| Total loans | 271,318,000 | 301,217,000 | 301,084,000 | 285,401,000 |
| Allowance for loan losses | 3,839,000 | 3,835,000 | 3,834,000 | 3,834,000 |
| Securities available for sale | 13,265,000 | 83,000 | 1,000,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,201,000 | 290,441,000 | 304,953,000 | 275,826,000 |
| Interest-bearing deposits | 195,755,000 | 198,209,000 | 203,286,000 | 187,835,000 |
| Noninterest-bearing deposits | 100,446,000 | 92,232,000 | 101,667,000 | 87,991,000 |
| Equity capital | 36,276,000 | 37,261,000 | 38,287,000 | 39,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,901,000 | 7,943,000 | 12,543,000 | 17,260,000 |
| Interest expense | 301,000 | 682,000 | 1,246,000 | 1,911,000 |
| Net interest income | 3,600,000 | 7,261,000 | 11,297,000 | 15,349,000 |
| Noninterest income | 111,000 | 191,000 | 269,000 | 49,000 |
| Noninterest expense | 2,050,000 | 3,900,000 | 6,098,000 | 8,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,661,000 | 3,409,000 | 5,325,000 | 6,857,000 |
| Income tax | 343,000 | 704,000 | 1,109,000 | 1,429,000 |
| Net income | 1,318,000 | 2,705,000 | 4,216,000 | 5,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,269,000 | 37,262,000 | 38,287,000 | 39,121,000 |
| Total capital | 39,820,000 | 41,097,000 | 42,080,000 | 42,874,000 |
| Risk-weighted assets | 283,829,000 | 313,238,000 | 303,400,000 | 300,121,000 |