Call reports 2021
HARMONY BANK — 2021
What HARMONY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 315,423,000 | 327,879,000 | 335,419,000 | 345,109,000 |
| Total loans | 268,531,000 | 275,313,000 | 265,169,000 | 265,783,000 |
| Allowance for loan losses | 3,839,000 | 3,839,000 | 3,839,000 | 3,839,000 |
| Securities available for sale | 2,698,000 | 2,668,000 | 1,642,000 | 1,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,312,000 | 291,285,000 | 298,088,000 | 306,809,000 |
| Interest-bearing deposits | 195,397,000 | 204,157,000 | 208,980,000 | 216,739,000 |
| Noninterest-bearing deposits | 84,915,000 | 87,128,000 | 89,108,000 | 90,070,000 |
| Equity capital | 31,495,000 | 32,490,000 | 33,752,000 | 35,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,514,000 | 7,127,000 | 11,198,000 | 15,621,000 |
| Interest expense | 410,000 | 797,000 | 1,170,000 | 1,501,000 |
| Net interest income | 3,104,000 | 6,330,000 | 10,028,000 | 14,120,000 |
| Noninterest income | 74,000 | 156,000 | 240,000 | 319,000 |
| Noninterest expense | 1,798,000 | 3,570,000 | 5,456,000 | 7,199,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,380,000 | 2,916,000 | 4,812,000 | 7,240,000 |
| Income tax | 284,000 | 606,000 | 1,000,000 | 1,508,000 |
| Net income | 1,096,000 | 2,310,000 | 3,812,000 | 5,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,447,000 | 32,448,000 | 33,713,000 | 35,338,000 |
| Total capital | 34,229,000 | 35,516,000 | 36,966,000 | 38,784,000 |
| Risk-weighted assets | 221,508,000 | 244,692,000 | 259,671,000 | 275,283,000 |