Call reports 2017
HARMONY BANK — 2017
What HARMONY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,509,000 | 165,756,000 | 175,069,000 | 178,096,000 |
| Total loans | 133,645,000 | 134,678,000 | 144,115,000 | 145,577,000 |
| Allowance for loan losses | 1,689,000 | 1,765,000 | 1,822,000 | 1,898,000 |
| Securities available for sale | 7,890,000 | 9,271,000 | 9,891,000 | 10,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,156,000 | 146,957,000 | 149,577,000 | 152,401,000 |
| Interest-bearing deposits | 120,919,000 | 114,171,000 | 109,104,000 | 114,472,000 |
| Noninterest-bearing deposits | 35,237,000 | 32,786,000 | 40,473,000 | 37,929,000 |
| Equity capital | 17,540,000 | 17,966,000 | 24,404,000 | 24,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,041,000 | 6,172,000 | 8,403,000 |
| Interest expense | 262,000 | 531,000 | 809,000 | 1,118,000 |
| Net interest income | 1,770,000 | 3,510,000 | 5,363,000 | 7,285,000 |
| Noninterest income | 53,000 | 109,000 | 154,000 | 195,000 |
| Noninterest expense | 1,149,000 | 2,270,000 | 3,448,000 | 4,666,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 599,000 | 1,199,000 | 1,844,000 | 2,514,000 |
| Income tax | 173,000 | 346,000 | 530,000 | 933,000 |
| Net income | 426,000 | 853,000 | 1,314,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,540,000 | 17,966,000 | 24,366,000 | 24,595,000 |
| Total capital | 19,170,000 | 19,594,000 | 26,100,000 | 26,363,000 |
| Risk-weighted assets | 130,307,000 | 130,092,000 | 138,598,000 | 141,310,000 |