Call reports 2004
PEOPLE'S BANK OF OXFORD, THE — 2004
What PEOPLE'S BANK OF OXFORD, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 452,936,000 |
| Total loans | 361,014,000 |
| Allowance for loan losses | 5,034,000 |
| Securities available for sale | 54,030,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 371,055,000 |
| Interest-bearing deposits | 279,516,000 |
| Noninterest-bearing deposits | 91,539,000 |
| Equity capital | 42,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 5,731,000 |
| Interest expense | 1,352,000 |
| Net interest income | 4,379,000 |
| Noninterest income | 1,066,000 |
| Noninterest expense | 3,621,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 1,782,000 |
| Income tax | 503,000 |
| Net income | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 41,865,000 |
| Total capital | 46,723,000 |
| Risk-weighted assets | 388,446,000 |