Call reports 2001
PEOPLE'S BANK OF OXFORD, THE — 2001
What PEOPLE'S BANK OF OXFORD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 338,410,000 | 342,016,000 | 338,721,000 | 353,116,000 |
| Total loans | 228,810,000 | 232,624,000 | 242,563,000 | 252,172,000 |
| Allowance for loan losses | 4,012,000 | 4,079,000 | 4,132,000 | 4,182,000 |
| Securities available for sale | 44,954,000 | 41,432,000 | 53,547,000 | 58,573,000 |
| Securities held to maturity | 2,845,000 | 2,845,000 | 2,845,000 | 2,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,415,000 | 272,269,000 | 272,100,000 | 282,531,000 |
| Interest-bearing deposits | 205,173,000 | 208,186,000 | 209,542,000 | 213,838,000 |
| Noninterest-bearing deposits | 60,242,000 | 64,083,000 | 62,558,000 | 68,693,000 |
| Equity capital | 40,274,000 | 38,111,000 | 35,993,000 | 35,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,997,000 | 11,888,000 | 17,606,000 | 23,227,000 |
| Interest expense | 2,549,000 | 4,913,000 | 7,121,000 | 9,067,000 |
| Net interest income | 3,448,000 | 6,975,000 | 10,485,000 | 14,160,000 |
| Noninterest income | 948,000 | 1,965,000 | 3,009,000 | 4,107,000 |
| Noninterest expense | 2,912,000 | 5,944,000 | 9,082,000 | 12,395,000 |
| Provision for loan losses | 120,000 | 210,000 | 270,000 | 330,000 |
| Pretax income | 1,364,000 | 2,786,000 | 4,142,000 | 5,542,000 |
| Income tax | 379,000 | 765,000 | 1,137,000 | 1,483,000 |
| Net income | 985,000 | 2,021,000 | 3,005,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,832,000 | 37,678,000 | 35,215,000 | 34,737,000 |
| Total capital | 42,861,000 | 40,789,000 | 38,434,000 | 38,057,000 |
| Risk-weighted assets | 241,321,000 | 247,931,000 | 256,583,000 | 264,765,000 |