Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,772,000 | 15,359,000 | 15,281,000 | 15,799,000 |
| Total loans | 10,775,000 | 10,731,000 | 10,915,000 | 10,923,000 |
| Allowance for loan losses | 164,000 | 167,000 | 170,000 | 169,000 |
| Securities available for sale | 3,544,000 | 3,093,000 | 2,894,000 | 3,179,000 |
| Securities held to maturity | 134,000 | 123,000 | 109,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,472,000 | 13,061,000 | 12,934,000 | 13,433,000 |
| Interest-bearing deposits | 12,503,000 | 12,109,000 | 11,844,000 | 11,869,000 |
| Noninterest-bearing deposits | 969,000 | 953,000 | 1,090,000 | 1,564,000 |
| Equity capital | 1,354,000 | 1,345,000 | 1,398,000 | 1,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 460,000 | 691,000 | 924,000 |
| Interest expense | 77,000 | 144,000 | 215,000 | 287,000 |
| Net interest income | 155,000 | 316,000 | 476,000 | 637,000 |
| Noninterest income | 21,000 | 53,000 | 80,000 | 108,000 |
| Noninterest expense | 140,000 | 296,000 | 431,000 | 617,000 |
| Provision for loan losses | 23,000 | 23,000 | 33,000 | 38,000 |
| Pretax income | 14,000 | 51,000 | 93,000 | 91,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 51,000 | 93,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,334,000 | 1,370,000 | 1,412,000 | 1,385,000 |
| Total capital | 1,467,000 | 1,502,000 | 1,547,000 | 1,519,000 |
| Risk-weighted assets | 10,632,000 | 10,549,000 | 10,733,000 | 10,665,000 |