Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,808,000 | 15,108,000 | 14,878,000 | 15,392,000 |
| Total loans | 11,659,000 | 11,599,000 | 11,200,000 | 10,977,000 |
| Allowance for loan losses | 139,000 | 185,000 | 182,000 | 176,000 |
| Securities available for sale | 2,512,000 | 2,062,000 | 2,248,000 | 2,925,000 |
| Securities held to maturity | 327,000 | 308,000 | 285,000 | 266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,600,000 | 12,209,000 | 11,931,000 | 12,889,000 |
| Interest-bearing deposits | 11,763,000 | 11,490,000 | 10,965,000 | 11,740,000 |
| Noninterest-bearing deposits | 837,000 | 719,000 | 966,000 | 1,149,000 |
| Equity capital | 1,237,000 | 1,211,000 | 1,280,000 | 1,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 560,000 | 834,000 | 1,102,000 |
| Interest expense | 136,000 | 265,000 | 386,000 | 501,000 |
| Net interest income | 152,000 | 295,000 | 448,000 | 601,000 |
| Noninterest income | 31,000 | 67,000 | 97,000 | 122,000 |
| Noninterest expense | 122,000 | 238,000 | 358,000 | 507,000 |
| Provision for loan losses | 19,000 | 131,000 | 134,000 | 144,000 |
| Pretax income | 40,000 | -9,000 | 51,000 | 70,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 37,000 | -12,000 | 48,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,238,000 | 1,189,000 | 1,247,000 | 1,269,000 |
| Total capital | 1,377,000 | 1,327,000 | 1,381,000 | 1,401,000 |
| Risk-weighted assets | 11,161,000 | 10,999,000 | 10,650,000 | 10,615,000 |