Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,553,000 | 14,720,000 | 15,017,000 | 15,785,000 |
| Total loans | 10,059,000 | 10,555,000 | 10,640,000 | 11,226,000 |
| Allowance for loan losses | 147,000 | 118,000 | 114,000 | 140,000 |
| Securities available for sale | 2,429,000 | 2,501,000 | 2,746,000 | 2,819,000 |
| Securities held to maturity | 546,000 | 546,000 | 341,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,250,000 | 12,386,000 | 12,161,000 | 12,477,000 |
| Interest-bearing deposits | 11,485,000 | 11,601,000 | 11,460,000 | 11,352,000 |
| Noninterest-bearing deposits | 765,000 | 785,000 | 701,000 | 1,125,000 |
| Equity capital | 1,195,000 | 1,182,000 | 1,256,000 | 1,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 592,000 | 899,000 | 1,197,000 |
| Interest expense | 155,000 | 322,000 | 484,000 | 633,000 |
| Net interest income | 139,000 | 270,000 | 415,000 | 564,000 |
| Noninterest income | 16,000 | 36,000 | 55,000 | 80,000 |
| Noninterest expense | 122,000 | 237,000 | 346,000 | 499,000 |
| Provision for loan losses | 35,000 | 82,000 | 84,000 | 107,000 |
| Pretax income | -2,000 | -13,000 | 52,000 | 70,000 |
| Income tax | 1,000 | -1,000 | 0 | -1,000 |
| Net income | -3,000 | -12,000 | 52,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,162,000 | 1,143,000 | 1,207,000 | 1,226,000 |
| Total capital | 1,285,000 | 1,261,000 | 1,321,000 | 1,364,000 |
| Risk-weighted assets | 9,923,000 | 10,357,000 | 10,503,000 | 10,899,000 |