Call reports 2023
NORTHWEST BANK — 2023
What NORTHWEST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,460,801,000 | 2,518,014,000 | 2,559,457,000 | 2,609,983,000 |
| Total loans | 1,843,714,000 | 1,911,900,000 | 1,952,823,000 | 1,988,525,000 |
| Allowance for loan losses | 23,386,000 | 23,863,000 | 24,320,000 | 24,974,000 |
| Securities available for sale | 443,305,000 | 431,899,000 | 423,169,000 | 417,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,003,640,000 | 1,946,423,000 | 1,955,439,000 | 2,009,656,000 |
| Interest-bearing deposits | 1,553,055,000 | 1,497,408,000 | 1,520,776,000 | 1,562,580,000 |
| Noninterest-bearing deposits | 450,585,000 | 449,015,000 | 434,663,000 | 447,076,000 |
| Equity capital | 180,299,000 | 183,650,000 | 186,422,000 | 197,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 24,982,000 | 51,574,000 | 79,591,000 | 108,872,000 |
| Interest expense | 7,758,000 | 18,035,000 | 30,307,000 | 44,855,000 |
| Net interest income | 17,224,000 | 33,539,000 | 49,284,000 | 64,017,000 |
| Noninterest income | 3,674,000 | 9,033,000 | 14,252,000 | 18,330,000 |
| Noninterest expense | 15,031,000 | 30,351,000 | 45,311,000 | 60,618,000 |
| Provision for loan losses | 473,000 | 940,000 | 1,413,000 | 2,085,000 |
| Pretax income | 5,342,000 | 11,181,000 | 16,660,000 | 19,639,000 |
| Income tax | 1,273,000 | 2,671,000 | 3,973,000 | 4,589,000 |
| Net income | 4,069,000 | 8,510,000 | 12,687,000 | 15,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,126,000 | 211,734,000 | 216,078,000 | 218,607,000 |
| Total capital | 232,320,000 | 237,463,000 | 242,317,000 | 245,186,000 |
| Risk-weighted assets | 2,031,602,000 | 2,086,270,000 | 2,109,021,000 | 2,126,233,000 |