Call reports 2020
NORTHWEST BANK — 2020
What NORTHWEST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,741,890,000 | 1,970,384,000 | 1,987,335,000 | 2,012,120,000 |
| Total loans | 1,425,427,000 | 1,686,698,000 | 1,666,893,000 | 1,596,169,000 |
| Allowance for loan losses | 17,792,000 | 18,337,000 | 19,835,000 | 20,405,000 |
| Securities available for sale | 133,692,000 | 141,391,000 | 164,317,000 | 190,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,449,987,000 | 1,642,087,000 | 1,646,790,000 | 1,684,361,000 |
| Interest-bearing deposits | 1,171,630,000 | 1,270,940,000 | 1,273,432,000 | 1,289,719,000 |
| Noninterest-bearing deposits | 278,357,000 | 371,147,000 | 373,358,000 | 394,642,000 |
| Equity capital | 167,418,000 | 171,042,000 | 173,788,000 | 176,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,302,000 | 34,164,000 | 51,607,000 | 70,163,000 |
| Interest expense | 3,427,000 | 6,454,000 | 8,974,000 | 11,020,000 |
| Net interest income | 13,875,000 | 27,710,000 | 42,633,000 | 59,143,000 |
| Noninterest income | 2,396,000 | 9,835,000 | 21,853,000 | 33,288,000 |
| Noninterest expense | 11,869,000 | 25,878,000 | 41,440,000 | 57,439,000 |
| Provision for loan losses | 450,000 | 1,107,000 | 2,607,000 | 4,108,000 |
| Pretax income | 3,979,000 | 10,607,000 | 20,486,000 | 30,931,000 |
| Income tax | 940,000 | 2,500,000 | 4,864,000 | 7,363,000 |
| Net income | 3,039,000 | 8,107,000 | 15,622,000 | 23,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,409,000 | 164,769,000 | 167,874,000 | 171,344,000 |
| Total capital | 179,201,000 | 183,106,000 | 187,709,000 | 191,749,000 |
| Risk-weighted assets | 1,575,123,000 | 1,609,984,000 | 1,634,034,000 | 1,643,808,000 |