Call reports 2016
NORTHWEST BANK — 2016
What NORTHWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,434,322,000 | 1,413,002,000 | 1,416,722,000 | 1,451,607,000 |
| Total loans | 1,201,595,000 | 1,175,300,000 | 1,176,906,000 | 1,201,298,000 |
| Allowance for loan losses | 16,262,000 | 16,541,000 | 16,727,000 | 16,681,000 |
| Securities available for sale | 109,942,000 | 124,595,000 | 121,568,000 | 141,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,227,707,000 | 1,195,576,000 | 1,198,124,000 | 1,216,177,000 |
| Interest-bearing deposits | 1,006,850,000 | 966,833,000 | 963,536,000 | 968,203,000 |
| Noninterest-bearing deposits | 220,857,000 | 228,743,000 | 234,588,000 | 247,974,000 |
| Equity capital | 135,431,000 | 138,157,000 | 140,084,000 | 140,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,918,000 | 25,601,000 | 38,557,000 | 51,498,000 |
| Interest expense | 1,246,000 | 2,505,000 | 3,771,000 | 5,093,000 |
| Net interest income | 11,672,000 | 23,096,000 | 34,786,000 | 46,405,000 |
| Noninterest income | 2,700,000 | 7,438,000 | 12,748,000 | 18,873,000 |
| Noninterest expense | 10,876,000 | 21,752,000 | 33,116,000 | 44,507,000 |
| Provision for loan losses | 300,000 | 550,000 | 700,000 | 850,000 |
| Pretax income | 3,196,000 | 8,232,000 | 13,718,000 | 19,921,000 |
| Income tax | 155,000 | 389,000 | 641,000 | 903,000 |
| Net income | 3,041,000 | 7,843,000 | 13,077,000 | 19,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,190,000 | 129,640,000 | 132,185,000 | 135,187,000 |
| Total capital | 142,981,000 | 145,163,000 | 147,704,000 | 151,114,000 |
| Risk-weighted assets | 1,262,806,000 | 1,240,789,000 | 1,240,294,000 | 1,273,429,000 |