Call reports 2015
NORTHWEST BANK — 2015
What NORTHWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,419,503,000 | 1,403,080,000 | 1,411,257,000 | 1,421,072,000 |
| Total loans | 1,147,966,000 | 1,150,359,000 | 1,175,448,000 | 1,194,521,000 |
| Allowance for loan losses | 15,015,000 | 15,363,000 | 15,778,000 | 15,975,000 |
| Securities available for sale | 114,041,000 | 129,529,000 | 124,605,000 | 115,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 122,000 | 0 | 0 |
| Total deposits | 1,234,725,000 | 1,215,963,000 | 1,226,052,000 | 1,209,038,000 |
| Interest-bearing deposits | 1,026,620,000 | 991,734,000 | 1,004,256,000 | 970,359,000 |
| Noninterest-bearing deposits | 208,105,000 | 224,229,000 | 221,796,000 | 238,679,000 |
| Equity capital | 128,127,000 | 129,334,000 | 132,130,000 | 134,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,358,000 | 25,033,000 | 37,884,000 | 50,842,000 |
| Interest expense | 1,204,000 | 2,411,000 | 3,604,000 | 4,797,000 |
| Net interest income | 11,154,000 | 22,622,000 | 34,280,000 | 46,045,000 |
| Noninterest income | 3,275,000 | 8,011,000 | 11,705,000 | 17,204,000 |
| Noninterest expense | 10,453,000 | 21,586,000 | 32,019,000 | 43,240,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,700,000 | 2,000,000 |
| Pretax income | 3,377,000 | 7,848,000 | 12,267,000 | 18,010,000 |
| Income tax | 131,000 | 300,000 | 467,000 | 680,000 |
| Net income | 3,246,000 | 7,548,000 | 11,800,000 | 17,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,625,000 | 121,385,000 | 123,995,000 | 127,000,000 |
| Total capital | 134,619,000 | 136,660,000 | 139,445,000 | 142,562,000 |
| Risk-weighted assets | 1,199,496,000 | 1,221,877,000 | 1,235,669,000 | 1,244,552,000 |