Call reports 2014
NORTHWEST BANK — 2014
What NORTHWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,356,936,000 | 1,348,149,000 | 1,348,564,000 | 1,371,232,000 |
| Total loans | 1,089,593,000 | 1,115,416,000 | 1,119,766,000 | 1,147,373,000 |
| Allowance for loan losses | 13,236,000 | 13,610,000 | 13,738,000 | 14,478,000 |
| Securities available for sale | 137,833,000 | 116,342,000 | 111,834,000 | 110,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,186,141,000 | 1,179,418,000 | 1,183,297,000 | 1,198,022,000 |
| Interest-bearing deposits | 984,441,000 | 972,939,000 | 977,769,000 | 970,114,000 |
| Noninterest-bearing deposits | 201,700,000 | 206,479,000 | 205,528,000 | 227,908,000 |
| Equity capital | 125,731,000 | 123,780,000 | 124,600,000 | 126,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,407,000 | 24,567,000 | 36,848,000 | 49,563,000 |
| Interest expense | 1,284,000 | 2,565,000 | 3,774,000 | 4,956,000 |
| Net interest income | 11,123,000 | 22,002,000 | 33,074,000 | 44,607,000 |
| Noninterest income | 2,780,000 | 6,141,000 | 9,944,000 | 13,226,000 |
| Noninterest expense | 10,249,000 | 20,755,000 | 31,784,000 | 42,607,000 |
| Provision for loan losses | 600,000 | 4,700,000 | 7,800,000 | 8,400,000 |
| Pretax income | 3,054,000 | 2,689,000 | 3,435,000 | 6,827,000 |
| Income tax | 135,000 | 132,000 | 175,000 | 323,000 |
| Net income | 2,919,000 | 2,557,000 | 3,260,000 | 6,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,519,000 | 111,729,000 | 112,601,000 | 115,047,000 |
| Total capital | 126,755,000 | 125,339,000 | 126,339,000 | 129,464,000 |
| Risk-weighted assets | 1,100,062,000 | 1,122,828,000 | 1,115,011,000 | 1,153,315,000 |