Call reports 2013
NORTHWEST BANK — 2013
What NORTHWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,061,372,000 | 1,065,603,000 | 1,062,119,000 | 1,334,434,000 |
| Total loans | 861,682,000 | 891,939,000 | 870,855,000 | 1,072,708,000 |
| Allowance for loan losses | 11,991,000 | 11,741,000 | 11,023,000 | 12,644,000 |
| Securities available for sale | 99,571,000 | 95,661,000 | 111,939,000 | 146,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 923,210,000 | 925,942,000 | 926,578,000 | 1,154,523,000 |
| Interest-bearing deposits | 776,622,000 | 777,734,000 | 772,769,000 | 950,137,000 |
| Noninterest-bearing deposits | 146,588,000 | 148,208,000 | 153,809,000 | 204,386,000 |
| Equity capital | 92,305,000 | 92,855,000 | 93,824,000 | 124,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,243,000 | 20,664,000 | 30,755,000 | 49,151,000 |
| Interest expense | 1,360,000 | 2,663,000 | 3,902,000 | 6,304,000 |
| Net interest income | 8,883,000 | 18,001,000 | 26,853,000 | 42,847,000 |
| Noninterest income | 4,099,000 | 7,924,000 | 11,327,000 | 16,995,000 |
| Noninterest expense | 8,488,000 | 16,612,000 | 24,986,000 | 41,466,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,100,000 | 2,335,000 |
| Pretax income | 3,994,000 | 8,513,000 | 12,093,000 | 16,438,000 |
| Income tax | 170,000 | 364,000 | 521,000 | 2,332,000 |
| Net income | 3,824,000 | 8,149,000 | 11,572,000 | 14,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,785,000 | 87,005,000 | 88,000,000 | 112,569,000 |
| Total capital | 95,973,000 | 97,943,000 | 98,883,000 | 125,213,000 |
| Risk-weighted assets | 813,244,000 | 874,251,000 | 870,524,000 | 1,079,170,000 |