Call reports 2025
APEX BANK — 2025
What APEX BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,386,953,000 | 1,322,990,000 | 1,350,615,000 | 1,374,320,000 |
| Total loans | 1,188,189,000 | 1,165,268,000 | 1,171,301,000 | 1,205,310,000 |
| Allowance for loan losses | 11,948,000 | 11,896,000 | 11,903,000 | 11,443,000 |
| Securities available for sale | 18,969,000 | 21,830,000 | 21,277,000 | 29,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,606,000 | 979,921,000 | 1,016,276,000 | 1,064,007,000 |
| Interest-bearing deposits | 900,215,000 | 819,118,000 | 866,745,000 | 895,386,000 |
| Noninterest-bearing deposits | 152,391,000 | 160,803,000 | 149,531,000 | 168,621,000 |
| Equity capital | 201,792,000 | 210,468,000 | 219,605,000 | 203,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,901,000 | 47,569,000 | 70,866,000 | 95,269,000 |
| Interest expense | 5,974,000 | 12,938,000 | 19,717,000 | 26,843,000 |
| Net interest income | 16,927,000 | 34,631,000 | 51,149,000 | 68,426,000 |
| Noninterest income | 713,000 | 2,386,000 | 5,521,000 | 6,597,000 |
| Noninterest expense | 5,980,000 | 13,906,000 | 21,329,000 | 28,172,000 |
| Provision for loan losses | -24,000 | -24,000 | -26,000 | -24,000 |
| Pretax income | 11,660,000 | 23,111,000 | 35,343,000 | 46,851,000 |
| Income tax | 2,831,000 | 5,610,000 | 8,577,000 | 11,326,000 |
| Net income | 8,829,000 | 17,501,000 | 26,766,000 | 35,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,449,000 | 198,622,000 | 208,051,000 | 191,982,000 |
| Total capital | 201,994,000 | 208,895,000 | 218,427,000 | 202,731,000 |
| Risk-weighted assets | 842,180,000 | 820,202,000 | 828,518,000 | 859,231,000 |