Call reports 2019
APEX BANK — 2019
What APEX BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 578,245,000 | 583,399,000 | 591,499,000 | 581,088,000 |
| Total loans | 455,434,000 | 441,935,000 | 471,105,000 | 461,474,000 |
| Allowance for loan losses | 6,311,000 | 6,174,000 | 6,158,000 | 6,040,000 |
| Securities available for sale | 1,934,000 | 1,606,000 | 1,600,000 | 1,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,805,000 | 476,550,000 | 480,554,000 | 468,685,000 |
| Interest-bearing deposits | 421,924,000 | 417,223,000 | 416,047,000 | 410,858,000 |
| Noninterest-bearing deposits | 54,880,000 | 59,327,000 | 64,507,000 | 57,827,000 |
| Equity capital | 76,376,000 | 81,158,000 | 85,291,000 | 90,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,483,000 | 23,658,000 | 35,039,000 | 47,534,000 |
| Interest expense | 1,628,000 | 3,345,000 | 5,109,000 | 6,805,000 |
| Net interest income | 9,855,000 | 20,313,000 | 29,930,000 | 40,729,000 |
| Noninterest income | 2,255,000 | 5,803,000 | 7,182,000 | 8,917,000 |
| Noninterest expense | 5,060,000 | 10,125,000 | 15,429,000 | 20,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,050,000 | 15,991,000 | 21,683,000 | 29,509,000 |
| Income tax | 1,210,000 | 3,369,000 | 4,922,000 | 6,376,000 |
| Net income | 5,840,000 | 12,622,000 | 16,761,000 | 23,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,514,000 | 71,397,000 | 75,638,000 | 80,897,000 |
| Total capital | 71,155,000 | 75,931,000 | 80,666,000 | 85,569,000 |
| Risk-weighted assets | 369,636,000 | 361,105,000 | 401,187,000 | 372,393,000 |