Call reports 2016
APEX BANK — 2016
What APEX BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 381,740,000 | 386,455,000 | 435,052,000 | 493,938,000 |
| Total loans | 321,106,000 | 313,118,000 | 355,018,000 | 404,633,000 |
| Allowance for loan losses | 5,099,000 | 4,811,000 | 4,707,000 | 5,885,000 |
| Securities available for sale | 14,280,000 | 12,950,000 | 9,858,000 | 8,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,628,000 | 293,880,000 | 336,788,000 | 395,496,000 |
| Interest-bearing deposits | 249,959,000 | 254,361,000 | 296,500,000 | 350,372,000 |
| Noninterest-bearing deposits | 37,669,000 | 39,518,000 | 40,288,000 | 45,124,000 |
| Equity capital | 70,896,000 | 69,969,000 | 73,892,000 | 74,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,501,000 | 15,156,000 | 22,681,000 | 31,984,000 |
| Interest expense | 593,000 | 1,216,000 | 1,863,000 | 2,705,000 |
| Net interest income | 5,908,000 | 13,940,000 | 20,818,000 | 29,279,000 |
| Noninterest income | 1,311,000 | 3,579,000 | 5,847,000 | 7,700,000 |
| Noninterest expense | 2,364,000 | 5,170,000 | 7,965,000 | 11,614,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,332,000 |
| Pretax income | 4,855,000 | 12,349,000 | 18,738,000 | 24,062,000 |
| Income tax | 1,748,000 | 4,462,000 | 6,765,000 | 8,238,000 |
| Net income | 3,107,000 | 7,887,000 | 11,973,000 | 15,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,714,000 | 61,808,000 | 65,816,000 | 65,240,000 |
| Total capital | 66,145,000 | 65,221,000 | 69,576,000 | 69,599,000 |
| Risk-weighted assets | 272,683,000 | 271,678,000 | 299,829,000 | 347,203,000 |