Call reports 2015
APEX BANK — 2015
What APEX BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 368,506,000 | 379,079,000 | 378,927,000 | 373,951,000 |
| Total loans | 274,450,000 | 295,972,000 | 292,569,000 | 311,826,000 |
| Allowance for loan losses | 5,628,000 | 5,503,000 | 5,491,000 | 5,281,000 |
| Securities available for sale | 33,367,000 | 31,019,000 | 32,821,000 | 14,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,872,000 | 295,022,000 | 288,755,000 | 283,063,000 |
| Interest-bearing deposits | 252,770,000 | 256,162,000 | 216,864,000 | 211,417,000 |
| Noninterest-bearing deposits | 35,103,000 | 38,860,000 | 71,891,000 | 71,646,000 |
| Equity capital | 58,720,000 | 62,177,000 | 65,166,000 | 68,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,348,000 | 16,047,000 | 23,333,000 | 31,434,000 |
| Interest expense | 582,000 | 1,179,000 | 1,780,000 | 2,371,000 |
| Net interest income | 7,766,000 | 14,868,000 | 21,553,000 | 29,063,000 |
| Noninterest income | 1,554,000 | 2,680,000 | 4,007,000 | 5,271,000 |
| Noninterest expense | 2,710,000 | 5,614,000 | 8,541,000 | 11,443,000 |
| Provision for loan losses | 0 | 0 | 342,000 | 993,000 |
| Pretax income | 6,610,000 | 12,054,000 | 16,797,000 | 22,024,000 |
| Income tax | 2,309,000 | 4,204,000 | 5,932,000 | 7,768,000 |
| Net income | 4,301,000 | 7,850,000 | 10,865,000 | 14,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,858,000 | 53,470,000 | 56,543,000 | 59,994,000 |
| Total capital | 52,981,000 | 56,668,000 | 59,712,000 | 63,305,000 |
| Risk-weighted assets | 247,386,000 | 253,386,000 | 251,060,000 | 262,902,000 |