Call reports 2014
APEX BANK — 2014
What APEX BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 329,812,000 | 334,896,000 | 335,605,000 | 354,602,000 |
| Total loans | 262,479,000 | 260,061,000 | 265,753,000 | 280,841,000 |
| Allowance for loan losses | 4,835,000 | 5,178,000 | 5,815,000 | 5,756,000 |
| Securities available for sale | 29,609,000 | 30,569,000 | 27,505,000 | 28,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,482,000 | 267,755,000 | 266,371,000 | 278,232,000 |
| Interest-bearing deposits | 235,079,000 | 237,117,000 | 233,461,000 | 225,071,000 |
| Noninterest-bearing deposits | 29,403,000 | 30,638,000 | 32,910,000 | 53,161,000 |
| Equity capital | 47,932,000 | 50,009,000 | 52,278,000 | 54,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,451,000 | 11,559,000 | 18,703,000 | 27,034,000 |
| Interest expense | 498,000 | 1,043,000 | 1,593,000 | 2,180,000 |
| Net interest income | 4,953,000 | 10,516,000 | 17,110,000 | 24,854,000 |
| Noninterest income | 714,000 | 1,660,000 | 2,102,000 | 3,114,000 |
| Noninterest expense | 2,273,000 | 5,069,000 | 8,044,000 | 10,791,000 |
| Provision for loan losses | 425,000 | 1,085,000 | 1,743,000 | 1,963,000 |
| Pretax income | 2,969,000 | 6,022,000 | 9,425,000 | 15,214,000 |
| Income tax | 1,002,000 | 1,979,000 | 3,086,000 | 5,153,000 |
| Net income | 1,967,000 | 4,043,000 | 6,339,000 | 10,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,750,000 | 39,981,000 | 42,434,000 | 44,811,000 |
| Total capital | 40,527,000 | 42,804,000 | 45,325,000 | 47,865,000 |
| Risk-weighted assets | 220,134,000 | 225,333,000 | 228,333,000 | 241,585,000 |