Call reports 2013
APEX BANK — 2013
What APEX BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,324,000 | 262,933,000 | 274,528,000 | 305,013,000 |
| Total loans | 206,077,000 | 206,164,000 | 224,456,000 | 254,266,000 |
| Allowance for loan losses | 4,194,000 | 4,771,000 | 4,729,000 | 4,753,000 |
| Securities available for sale | 28,423,000 | 25,475,000 | 24,330,000 | 23,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,356,000 | 204,949,000 | 204,566,000 | 242,779,000 |
| Interest-bearing deposits | 179,623,000 | 184,009,000 | 181,843,000 | 214,711,000 |
| Noninterest-bearing deposits | 22,733,000 | 20,940,000 | 22,723,000 | 28,068,000 |
| Equity capital | 37,525,000 | 39,708,000 | 43,472,000 | 45,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,430,000 | 10,332,000 | 19,726,000 | 25,267,000 |
| Interest expense | 513,000 | 1,016,000 | 1,504,000 | 1,999,000 |
| Net interest income | 3,917,000 | 9,316,000 | 18,222,000 | 23,268,000 |
| Noninterest income | 2,793,000 | 3,110,000 | 3,903,000 | 4,861,000 |
| Noninterest expense | 1,581,000 | 3,433,000 | 5,382,000 | 7,444,000 |
| Provision for loan losses | 3,062,000 | 3,248,000 | 5,335,000 | 5,861,000 |
| Pretax income | 2,067,000 | 5,745,000 | 11,408,000 | 14,704,000 |
| Income tax | 675,000 | 1,965,000 | 3,830,000 | 5,039,000 |
| Net income | 1,392,000 | 3,780,000 | 7,578,000 | 9,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,787,000 | 30,300,000 | 34,221,000 | 35,627,000 |
| Total capital | 29,980,000 | 32,498,000 | 36,643,000 | 38,291,000 |
| Risk-weighted assets | 173,444,000 | 173,298,000 | 191,453,000 | 211,058,000 |