Call reports 2012
APEX BANK — 2012
What APEX BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 219,371,000 | 222,447,000 | 242,244,000 | 250,414,000 |
| Total loans | 148,890,000 | 169,318,000 | 183,089,000 | 200,718,000 |
| Allowance for loan losses | 2,807,000 | 2,800,000 | 2,865,000 | 3,826,000 |
| Securities available for sale | 26,973,000 | 26,253,000 | 23,517,000 | 23,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,209,000 | 167,101,000 | 186,561,000 | 191,979,000 |
| Interest-bearing deposits | 142,965,000 | 147,949,000 | 166,263,000 | 172,028,000 |
| Noninterest-bearing deposits | 20,244,000 | 19,152,000 | 20,298,000 | 19,951,000 |
| Equity capital | 34,933,000 | 36,280,000 | 37,528,000 | 36,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 7,390,000 | 11,264,000 | 15,499,000 |
| Interest expense | 531,000 | 1,041,000 | 1,580,000 | 2,117,000 |
| Net interest income | 2,618,000 | 6,349,000 | 9,684,000 | 13,382,000 |
| Noninterest income | 3,210,000 | 3,741,000 | 4,957,000 | 7,221,000 |
| Noninterest expense | 1,401,000 | 2,929,000 | 4,549,000 | 6,562,000 |
| Provision for loan losses | 993,000 | 1,927,000 | 3,220,000 | 6,449,000 |
| Pretax income | 3,434,000 | 5,247,000 | 6,885,000 | 7,605,000 |
| Income tax | 1,222,000 | 1,706,000 | 2,142,000 | 2,416,000 |
| Net income | 2,212,000 | 3,541,000 | 4,743,000 | 5,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,577,000 | 26,032,000 | 27,360,000 | 26,272,000 |
| Total capital | 26,392,000 | 27,909,000 | 29,471,000 | 28,509,000 |
| Risk-weighted assets | 144,234,000 | 149,218,000 | 168,130,000 | 177,379,000 |