Call reports 2011
APEX BANK — 2011
What APEX BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 186,696,000 | 190,527,000 | 193,251,000 | 207,050,000 |
| Total loans | 123,233,000 | 127,052,000 | 138,436,000 | 145,580,000 |
| Allowance for loan losses | 2,654,000 | 2,651,000 | 2,512,000 | 2,903,000 |
| Securities available for sale | 32,005,000 | 30,418,000 | 29,380,000 | 27,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,646,000 | 138,204,000 | 140,147,000 | 154,064,000 |
| Interest-bearing deposits | 117,714,000 | 120,504,000 | 121,716,000 | 135,747,000 |
| Noninterest-bearing deposits | 17,932,000 | 17,700,000 | 18,431,000 | 18,317,000 |
| Equity capital | 30,281,000 | 31,548,000 | 32,249,000 | 32,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000 | 5,377,000 | 8,105,000 | 11,512,000 |
| Interest expense | 562,000 | 1,121,000 | 1,654,000 | 2,191,000 |
| Net interest income | 2,137,000 | 4,256,000 | 6,451,000 | 9,321,000 |
| Noninterest income | 565,000 | 1,349,000 | 1,593,000 | 3,530,000 |
| Noninterest expense | 1,280,000 | 2,679,000 | 4,090,000 | 5,498,000 |
| Provision for loan losses | 201,000 | 414,000 | 786,000 | 3,154,000 |
| Pretax income | 1,221,000 | 2,512,000 | 3,168,000 | 4,199,000 |
| Income tax | 332,000 | 603,000 | 756,000 | 995,000 |
| Net income | 889,000 | 1,909,000 | 2,412,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,541,000 | 20,688,000 | 21,320,000 | 22,238,000 |
| Total capital | 21,056,000 | 22,249,000 | 23,020,000 | 24,002,000 |
| Risk-weighted assets | 119,976,000 | 123,798,000 | 135,221,000 | 139,956,000 |