Call reports 2010
APEX BANK — 2010
What APEX BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,744,000 | 171,971,000 | 174,839,000 | 178,771,000 |
| Total loans | 109,284,000 | 112,901,000 | 115,275,000 | 121,325,000 |
| Allowance for loan losses | 2,145,000 | 2,328,000 | 2,548,000 | 2,556,000 |
| Securities available for sale | 32,449,000 | 31,808,000 | 31,120,000 | 29,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,158,000 | 124,681,000 | 126,769,000 | 128,732,000 |
| Interest-bearing deposits | 106,252,000 | 107,266,000 | 110,291,000 | 111,803,000 |
| Noninterest-bearing deposits | 15,906,000 | 17,415,000 | 16,478,000 | 16,929,000 |
| Equity capital | 27,997,000 | 28,457,000 | 29,221,000 | 29,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,508,000 | 5,089,000 | 7,780,000 | 10,434,000 |
| Interest expense | 590,000 | 1,174,000 | 1,763,000 | 2,339,000 |
| Net interest income | 1,918,000 | 3,915,000 | 6,017,000 | 8,095,000 |
| Noninterest income | 222,000 | 645,000 | 931,000 | 1,142,000 |
| Noninterest expense | 1,294,000 | 2,661,000 | 3,974,000 | 5,260,000 |
| Provision for loan losses | 289,000 | 552,000 | 782,000 | 1,258,000 |
| Pretax income | 709,000 | 1,499,000 | 2,344,000 | 2,871,000 |
| Income tax | 205,000 | 471,000 | 739,000 | 705,000 |
| Net income | 504,000 | 1,028,000 | 1,605,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,475,000 | 17,127,000 | 17,834,000 | 18,524,000 |
| Total capital | 17,798,000 | 18,478,000 | 19,230,000 | 20,002,000 |
| Risk-weighted assets | 105,036,000 | 107,073,000 | 111,051,000 | 117,131,000 |