Call reports 2009
APEX BANK — 2009
What APEX BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 163,626,000 | 163,652,000 | 164,876,000 | 165,395,000 |
| Total loans | 98,948,000 | 99,691,000 | 100,724,000 | 103,848,000 |
| Allowance for loan losses | 1,479,000 | 1,464,000 | 1,787,000 | 1,976,000 |
| Securities available for sale | 40,720,000 | 39,187,000 | 34,613,000 | 33,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,817,000 | 119,931,000 | 120,565,000 | 120,563,000 |
| Interest-bearing deposits | 103,915,000 | 100,975,000 | 103,797,000 | 101,864,000 |
| Noninterest-bearing deposits | 16,902,000 | 18,956,000 | 16,768,000 | 18,699,000 |
| Equity capital | 25,693,000 | 25,891,000 | 26,498,000 | 27,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,634,000 | 6,925,000 | 9,383,000 |
| Interest expense | 695,000 | 1,359,000 | 2,002,000 | 2,632,000 |
| Net interest income | 1,556,000 | 3,275,000 | 4,923,000 | 6,751,000 |
| Noninterest income | 163,000 | 364,000 | 594,000 | 877,000 |
| Noninterest expense | 1,165,000 | 2,458,000 | 3,780,000 | 4,996,000 |
| Provision for loan losses | 264,000 | 622,000 | 1,358,000 | 1,608,000 |
| Pretax income | 290,000 | 559,000 | 984,000 | 1,491,000 |
| Income tax | 42,000 | 84,000 | 182,000 | 147,000 |
| Net income | 248,000 | 475,000 | 802,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,355,000 | 14,713,000 | 15,171,000 | 15,842,000 |
| Total capital | 15,604,000 | 15,945,000 | 16,421,000 | 17,124,000 |
| Risk-weighted assets | 99,692,000 | 98,329,000 | 99,446,000 | 101,839,000 |