Call reports 2007
APEX BANK — 2007
What APEX BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 148,918,000 | 148,088,000 | 145,943,000 | 146,671,000 |
| Total loans | 57,325,000 | 55,608,000 | 55,040,000 | 59,461,000 |
| Allowance for loan losses | 923,000 | 894,000 | 753,000 | 816,000 |
| Securities available for sale | 58,920,000 | 56,494,000 | 54,972,000 | 53,170,000 |
| Securities held to maturity | 210,000 | 190,000 | 190,000 | 190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,417,000 | 121,246,000 | 118,022,000 | 118,341,000 |
| Interest-bearing deposits | 105,128,000 | 101,198,000 | 100,756,000 | 99,428,000 |
| Noninterest-bearing deposits | 16,289,000 | 20,048,000 | 17,266,000 | 18,913,000 |
| Equity capital | 24,097,000 | 23,568,000 | 24,371,000 | 25,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,966,000 | 3,909,000 | 5,785,000 | 7,726,000 |
| Interest expense | 872,000 | 1,782,000 | 2,722,000 | 3,674,000 |
| Net interest income | 1,094,000 | 2,127,000 | 3,063,000 | 4,052,000 |
| Noninterest income | 223,000 | 445,000 | 660,000 | 841,000 |
| Noninterest expense | 909,000 | 1,822,000 | 2,798,000 | 3,766,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 115,000 |
| Pretax income | 408,000 | 750,000 | 943,000 | 1,035,000 |
| Income tax | 28,000 | 53,000 | 57,000 | 22,000 |
| Net income | 380,000 | 697,000 | 886,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,373,000 | 11,824,000 | 12,309,000 | 12,601,000 |
| Total capital | 12,271,000 | 12,704,000 | 13,062,000 | 13,417,000 |
| Risk-weighted assets | 71,815,000 | 70,389,000 | 70,046,000 | 74,474,000 |