Call reports 2006
APEX BANK — 2006
What APEX BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,660,000 | 152,716,000 | 151,243,000 | 147,784,000 |
| Total loans | 48,843,000 | 52,687,000 | 52,728,000 | 56,893,000 |
| Allowance for loan losses | 986,000 | 1,000,000 | 966,000 | 940,000 |
| Securities available for sale | 70,765,000 | 70,212,000 | 67,123,000 | 60,123,000 |
| Securities held to maturity | 270,000 | 255,000 | 210,000 | 210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,492,000 | 122,707,000 | 119,330,000 | 118,974,000 |
| Interest-bearing deposits | 113,535,000 | 105,879,000 | 103,321,000 | 103,374,000 |
| Noninterest-bearing deposits | 16,958,000 | 16,828,000 | 16,009,000 | 15,601,000 |
| Equity capital | 23,382,000 | 23,055,000 | 24,778,000 | 25,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 3,292,000 | 5,325,000 | 7,354,000 |
| Interest expense | 434,000 | 1,105,000 | 1,865,000 | 2,719,000 |
| Net interest income | 868,000 | 2,187,000 | 3,460,000 | 4,635,000 |
| Noninterest income | 166,000 | 442,000 | 690,000 | 982,000 |
| Noninterest expense | 588,000 | 1,579,000 | 2,502,000 | 3,437,000 |
| Provision for loan losses | 25,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 318,000 | 828,000 | 1,426,000 | 2,017,000 |
| Income tax | -9,000 | 0 | 50,000 | 145,000 |
| Net income | 327,000 | 828,000 | 1,376,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,698,000 | 11,333,000 | 12,016,000 | 12,637,000 |
| Total capital | 11,573,000 | 12,243,000 | 12,926,000 | 13,570,000 |
| Risk-weighted assets | 69,920,000 | 72,634,000 | 72,734,000 | 74,625,000 |