Call reports 2005
APEX BANK — 2005
What APEX BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,618,000 | 144,271,000 | 142,845,000 | 140,659,000 |
| Total loans | 49,639,000 | 49,863,000 | 49,676,000 | 48,812,000 |
| Allowance for loan losses | 1,201,000 | 1,199,000 | 1,120,000 | 1,073,000 |
| Securities available for sale | 75,347,000 | 76,167,000 | 77,272,000 | 72,446,000 |
| Securities held to maturity | 375,000 | 360,000 | 360,000 | 315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,526,000 | 119,423,000 | 117,127,000 | 115,327,000 |
| Interest-bearing deposits | 104,553,000 | 104,287,000 | 102,302,000 | 99,410,000 |
| Noninterest-bearing deposits | 14,973,000 | 15,136,000 | 14,825,000 | 15,917,000 |
| Equity capital | 21,781,000 | 22,597,000 | 22,914,000 | 23,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,689,000 | 5,571,000 | 7,442,000 |
| Interest expense | 418,000 | 856,000 | 1,345,000 | 1,829,000 |
| Net interest income | 1,421,000 | 2,833,000 | 4,226,000 | 5,613,000 |
| Noninterest income | 232,000 | 483,000 | 732,000 | 967,000 |
| Noninterest expense | 903,000 | 1,826,000 | 2,695,000 | 3,700,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 50,000 |
| Pretax income | 734,000 | 1,472,000 | 2,249,000 | 2,878,000 |
| Income tax | 209,000 | 425,000 | 658,000 | 808,000 |
| Net income | 525,000 | 1,047,000 | 1,591,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,716,000 | 22,087,000 | 22,577,000 | 23,124,000 |
| Total capital | 22,838,000 | 23,206,000 | 23,697,000 | 24,197,000 |
| Risk-weighted assets | 89,429,000 | 89,437,000 | 144,152,000 | 90,630,000 |