Call reports 2002
APEX BANK — 2002
What APEX BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 140,245,000 | 140,429,000 | 144,386,000 | 142,154,000 |
| Total loans | 58,140,000 | 57,349,000 | 56,591,000 | 55,611,000 |
| Allowance for loan losses | 1,109,000 | 1,122,000 | 1,112,000 | 1,186,000 |
| Securities available for sale | 70,086,000 | 70,440,000 | 70,940,000 | 74,356,000 |
| Securities held to maturity | 447,000 | 634,000 | 548,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,271,000 | 119,392,000 | 121,370,000 | 120,539,000 |
| Interest-bearing deposits | 107,839,000 | 106,282,000 | 107,682,000 | 107,409,000 |
| Noninterest-bearing deposits | 13,432,000 | 13,110,000 | 13,688,000 | 13,130,000 |
| Equity capital | 15,969,000 | 18,003,000 | 19,490,000 | 19,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,819,000 | 7,105,000 | 9,355,000 |
| Interest expense | 859,000 | 1,619,000 | 2,329,000 | 3,009,000 |
| Net interest income | 1,456,000 | 3,200,000 | 4,776,000 | 6,346,000 |
| Noninterest income | 165,000 | 360,000 | 556,000 | 752,000 |
| Noninterest expense | 848,000 | 1,599,000 | 2,432,000 | 3,455,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 535,000 |
| Pretax income | 734,000 | 1,854,000 | 2,744,000 | 3,177,000 |
| Income tax | 180,000 | 493,000 | 749,000 | 807,000 |
| Net income | 554,000 | 1,361,000 | 1,995,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,764,000 | 17,469,000 | 18,104,000 | 18,198,000 |
| Total capital | 17,873,000 | 18,709,000 | 19,216,000 | 19,384,000 |
| Risk-weighted assets | 97,426,000 | 89,574,000 | 99,199,000 | 99,951,000 |