Call reports 2001
APEX BANK — 2001
What APEX BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 132,805,000 | 137,488,000 | 139,781,000 | 143,215,000 |
| Total loans | 63,109,000 | 62,730,000 | 60,495,000 | 58,903,000 |
| Allowance for loan losses | 1,056,000 | 1,057,000 | 1,060,000 | 1,163,000 |
| Securities available for sale | 54,945,000 | 59,281,000 | 61,834,000 | 71,864,000 |
| Securities held to maturity | 2,094,000 | 1,888,000 | 1,637,000 | 982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,652,000 | 118,981,000 | 120,136,000 | 123,254,000 |
| Interest-bearing deposits | 101,963,000 | 106,074,000 | 107,404,000 | 109,375,000 |
| Noninterest-bearing deposits | 12,689,000 | 12,907,000 | 12,732,000 | 13,879,000 |
| Equity capital | 15,650,000 | 15,815,000 | 16,634,000 | 16,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,460,000 | 4,965,000 | 7,494,000 | 10,003,000 |
| Interest expense | 1,277,000 | 2,573,000 | 3,789,000 | 4,849,000 |
| Net interest income | 1,183,000 | 2,392,000 | 3,705,000 | 5,154,000 |
| Noninterest income | 173,000 | 340,000 | 546,000 | 725,000 |
| Noninterest expense | 848,000 | 1,610,000 | 2,365,000 | 3,181,000 |
| Provision for loan losses | 125,000 | 200,000 | 275,000 | 525,000 |
| Pretax income | 403,000 | 946,000 | 1,692,000 | 2,271,000 |
| Income tax | 74,000 | 180,000 | 401,000 | 562,000 |
| Net income | 329,000 | 766,000 | 1,291,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,375,000 | 15,681,000 | 16,148,000 | 16,357,000 |
| Total capital | 16,389,000 | 16,738,000 | 17,133,000 | 17,380,000 |
| Risk-weighted assets | 81,090,000 | 138,970,000 | 78,718,000 | 81,725,000 |