Call reports 2026
CLAY CITY BANKING CO., THE — 2026
What CLAY CITY BANKING CO., THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 256,234,000 | 253,333,000 |
| Total loans | 161,897,000 | 162,162,000 |
| Allowance for loan losses | 1,590,000 | 1,564,000 |
| Securities available for sale | 49,655,000 | 53,210,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 231,306,000 | 227,793,000 |
| Interest-bearing deposits | 192,411,000 | 192,498,000 |
| Noninterest-bearing deposits | 38,895,000 | 35,295,000 |
| Equity capital | 22,677,000 | 23,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,339,000 | 6,728,000 |
| Interest expense | 1,052,000 | 2,100,000 |
| Net interest income | 2,287,000 | 4,628,000 |
| Noninterest income | 524,000 | 1,052,000 |
| Noninterest expense | 1,548,000 | 3,174,000 |
| Provision for loan losses | 24,000 | 72,000 |
| Pretax income | 1,233,000 | 2,416,000 |
| Income tax | 331,000 | 638,000 |
| Net income | 902,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,148,000 | 25,957,000 |
| Total capital | 26,767,000 | 27,562,000 |
| Risk-weighted assets | 165,999,000 | 165,082,000 |