Call reports 2013

CLAY CITY BANKING CO., THE — 2013

Name: CLAY CITY BANKING CO., THE — FFIEC call report 2013
Creator: CLAY CITY BANKING CO., THE

What CLAY CITY BANKING CO., THE reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f0550c20-7eb2-4282-bec9-6aa1f2ba0923/2013

Balance sheet

What the bank holds and owes at quarter end

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Total assets	110,878,000	109,988,000	113,249,000	119,229,000
Total loans	71,086,000	80,090,000	84,245,000	88,510,000
Allowance for loan losses	894,000	891,000	846,000	896,000
Securities available for sale	19,909,000	17,925,000	16,364,000	15,608,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	99,388,000	98,885,000	99,838,000	105,575,000
Interest-bearing deposits	83,558,000	84,123,000	85,700,000	89,218,000
Noninterest-bearing deposits	15,830,000	14,762,000	14,138,000	16,357,000
Equity capital	10,198,000	9,982,000	10,244,000	10,357,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Interest income	981,000	1,993,000	3,094,000	4,255,000
Interest expense	193,000	374,000	555,000	731,000
Net interest income	788,000	1,619,000	2,539,000	3,524,000
Noninterest income	229,000	492,000	715,000	921,000
Noninterest expense	825,000	1,733,000	2,607,000	3,532,000
Provision for loan losses	25,000	25,000	80,000	130,000
Pretax income	167,000	353,000	578,000	796,000
Income tax	24,000	49,000	138,000	213,000
Net income	143,000	304,000	440,000	583,000

Basel measures — not reported for every quarter

Measure	2013Q1	2013Q2	2013Q3	2013Q4
Tier 1 capital	9,796,000	9,956,000	10,081,000	10,223,000
Total capital	10,690,000	10,847,000	10,927,000	11,119,000
Risk-weighted assets	76,256,000	82,402,000	86,220,000	90,510,000