Call reports 2023
FIRST FEDERAL SAVINGS BANK — 2023
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 603,592,000 | 618,185,000 | 630,305,000 | 646,879,000 |
| Total loans | 502,185,000 | 530,199,000 | 531,855,000 | 536,868,000 |
| Allowance for loan losses | 5,259,000 | 5,566,000 | 5,631,000 | 5,788,000 |
| Securities available for sale | 39,584,000 | 29,697,000 | 28,636,000 | 30,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,010,000 | 443,524,000 | 481,184,000 | 501,026,000 |
| Interest-bearing deposits | 372,210,000 | 383,622,000 | 409,778,000 | 433,175,000 |
| Noninterest-bearing deposits | 64,800,000 | 59,902,000 | 71,406,000 | 67,851,000 |
| Equity capital | 50,997,000 | 51,449,000 | 50,700,000 | 54,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,275,000 | 12,981,000 | 19,722,000 | 27,075,000 |
| Interest expense | 1,895,000 | 4,554,000 | 7,726,000 | 11,148,000 |
| Net interest income | 4,380,000 | 8,427,000 | 11,996,000 | 15,927,000 |
| Noninterest income | 1,542,000 | 3,517,000 | 5,203,000 | 8,463,000 |
| Noninterest expense | 4,912,000 | 9,750,000 | 14,817,000 | 20,066,000 |
| Provision for loan losses | 38,000 | 345,000 | 425,000 | 591,000 |
| Pretax income | 972,000 | 1,849,000 | 2,059,000 | 3,835,000 |
| Income tax | 203,000 | 208,000 | -52,000 | -6,000 |
| Net income | 769,000 | 1,641,000 | 2,111,000 | 3,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,020,000 | 53,761,000 | 54,231,000 | 55,962,000 |
| Total capital | 57,954,000 | 58,996,000 | 59,261,000 | 61,019,000 |
| Risk-weighted assets | 394,450,000 | 418,507,000 | 401,813,000 | 403,840,000 |