Call reports 2022
FIRST FEDERAL SAVINGS BANK — 2022
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 543,978,000 | 519,727,000 | 555,134,000 | 584,189,000 |
| Total loans | 363,776,000 | 410,842,000 | 456,192,000 | 478,197,000 |
| Allowance for loan losses | 3,787,000 | 3,939,000 | 4,231,000 | 4,813,000 |
| Securities available for sale | 30,338,000 | 39,564,000 | 37,478,000 | 38,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,947,000 | 439,066,000 | 447,245,000 | 436,726,000 |
| Interest-bearing deposits | 373,037,000 | 361,970,000 | 374,493,000 | 371,201,000 |
| Noninterest-bearing deposits | 82,910,000 | 77,096,000 | 72,752,000 | 65,525,000 |
| Equity capital | 50,829,000 | 49,708,000 | 48,220,000 | 49,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,701,000 | 8,059,000 | 13,076,000 | 18,791,000 |
| Interest expense | 367,000 | 727,000 | 1,201,000 | 2,397,000 |
| Net interest income | 3,334,000 | 7,332,000 | 11,875,000 | 16,394,000 |
| Noninterest income | 1,388,000 | 3,878,000 | 5,063,000 | 6,924,000 |
| Noninterest expense | 5,569,000 | 10,432,000 | 15,805,000 | 20,266,000 |
| Provision for loan losses | 0 | 150,000 | 500,000 | 1,100,000 |
| Pretax income | -847,000 | 628,000 | 633,000 | 1,952,000 |
| Income tax | -289,000 | -137,000 | -344,000 | -144,000 |
| Net income | -558,000 | 765,000 | 977,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,092,000 | 52,286,000 | 52,367,000 | 52,837,000 |
| Total capital | 54,742,000 | 56,225,000 | 56,598,000 | 57,498,000 |
| Risk-weighted assets | 291,865,000 | 348,017,000 | 390,154,000 | 372,731,000 |