Call reports 2021
FIRST FEDERAL SAVINGS BANK — 2021
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 520,941,000 | 513,616,000 | 515,393,000 | 522,853,000 |
| Total loans | 342,195,000 | 324,224,000 | 333,286,000 | 337,967,000 |
| Allowance for loan losses | 3,821,000 | 3,822,000 | 3,753,000 | 3,800,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,420,000 | 420,281,000 | 420,956,000 | 433,550,000 |
| Interest-bearing deposits | 353,379,000 | 356,275,000 | 357,211,000 | 364,489,000 |
| Noninterest-bearing deposits | 67,041,000 | 64,006,000 | 63,745,000 | 69,061,000 |
| Equity capital | 52,060,000 | 53,627,000 | 54,598,000 | 51,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,348,000 | 12,183,000 | 15,985,000 |
| Interest expense | 494,000 | 952,000 | 1,359,000 | 1,756,000 |
| Net interest income | 3,602,000 | 7,396,000 | 10,824,000 | 14,229,000 |
| Noninterest income | 5,245,000 | 9,668,000 | 13,519,000 | 16,753,000 |
| Noninterest expense | 6,347,000 | 12,544,000 | 18,480,000 | 24,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,500,000 | 4,520,000 | 5,863,000 | 6,494,000 |
| Income tax | 588,000 | 912,000 | 1,154,000 | 1,222,000 |
| Net income | 1,912,000 | 3,608,000 | 4,709,000 | 5,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,060,000 | 53,627,000 | 54,598,000 | 51,780,000 |
| Total capital | 55,881,000 | 57,172,000 | 58,199,000 | 55,437,000 |
| Risk-weighted assets | 315,024,000 | 283,327,000 | 288,004,000 | 292,479,000 |