Call reports 2020
FIRST FEDERAL SAVINGS BANK — 2020
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 443,640,000 | 488,591,000 | 484,256,000 | 477,567,000 |
| Total loans | 358,762,000 | 379,904,000 | 358,395,000 | 347,317,000 |
| Allowance for loan losses | 2,115,000 | 2,689,000 | 3,285,000 | 3,821,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,951,000 | 380,032,000 | 374,495,000 | 384,010,000 |
| Interest-bearing deposits | 300,909,000 | 317,703,000 | 317,238,000 | 327,768,000 |
| Noninterest-bearing deposits | 48,042,000 | 62,329,000 | 57,257,000 | 56,242,000 |
| Equity capital | 48,086,000 | 50,989,000 | 53,676,000 | 50,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,622,000 | 9,513,000 | 14,028,000 | 18,176,000 |
| Interest expense | 968,000 | 1,815,000 | 2,574,000 | 3,215,000 |
| Net interest income | 3,654,000 | 7,698,000 | 11,454,000 | 14,961,000 |
| Noninterest income | 4,014,000 | 11,379,000 | 18,593,000 | 24,117,000 |
| Noninterest expense | 5,711,000 | 12,531,000 | 19,280,000 | 25,813,000 |
| Provision for loan losses | 200,000 | 800,000 | 1,400,000 | 1,600,000 |
| Pretax income | 1,757,000 | 5,746,000 | 9,367,000 | 11,665,000 |
| Income tax | 346,000 | 1,301,000 | 2,106,000 | 2,601,000 |
| Net income | 1,411,000 | 4,445,000 | 7,261,000 | 9,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,086,000 | 50,989,000 | 53,676,000 | 50,279,000 |
| Total capital | 50,201,000 | 53,678,000 | 56,961,000 | 53,635,000 |
| Risk-weighted assets | 267,316,000 | 288,380,000 | 275,410,000 | 268,069,000 |