Call reports 2019
FIRST FEDERAL SAVINGS BANK — 2019
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 429,747,000 | 425,249,000 | 425,156,000 | 437,320,000 |
| Total loans | 342,955,000 | 344,208,000 | 336,992,000 | 344,774,000 |
| Allowance for loan losses | 2,071,000 | 2,107,000 | 2,131,000 | 1,931,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,328,000 | 330,565,000 | 338,157,000 | 346,619,000 |
| Interest-bearing deposits | 295,404,000 | 290,252,000 | 292,139,000 | 301,833,000 |
| Noninterest-bearing deposits | 40,924,000 | 40,313,000 | 46,018,000 | 44,786,000 |
| Equity capital | 46,443,000 | 47,559,000 | 48,876,000 | 46,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,875,000 | 9,773,000 | 14,772,000 | 19,368,000 |
| Interest expense | 1,172,000 | 2,272,000 | 3,356,000 | 4,389,000 |
| Net interest income | 3,703,000 | 7,501,000 | 11,416,000 | 14,979,000 |
| Noninterest income | 3,405,000 | 6,547,000 | 10,408,000 | 13,042,000 |
| Noninterest expense | 5,419,000 | 10,972,000 | 16,860,000 | 22,561,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 0 |
| Pretax income | 1,659,000 | 3,016,000 | 4,874,000 | 5,460,000 |
| Income tax | 357,000 | 468,000 | 879,000 | 936,000 |
| Net income | 1,302,000 | 2,548,000 | 3,995,000 | 4,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,962,000 | 46,057,000 | 47,392,000 | 45,244,000 |
| Total capital | 47,033,000 | 48,164,000 | 49,523,000 | 47,175,000 |
| Risk-weighted assets | 256,708,000 | 255,976,000 | 252,353,000 | 260,730,000 |