Call reports 2018
FIRST FEDERAL SAVINGS BANK — 2018
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 393,361,000 | 429,714,000 | 436,218,000 | 442,823,000 |
| Total loans | 311,493,000 | 335,740,000 | 359,693,000 | 381,720,000 |
| Allowance for loan losses | 2,128,000 | 2,124,000 | 2,094,000 | 2,061,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,690,000 | 317,180,000 | 317,397,000 | 331,974,000 |
| Interest-bearing deposits | 277,121,000 | 279,489,000 | 277,798,000 | 294,291,000 |
| Noninterest-bearing deposits | 39,569,000 | 37,691,000 | 39,599,000 | 37,683,000 |
| Equity capital | 44,586,000 | 45,346,000 | 45,691,000 | 45,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,686,000 | 7,821,000 | 12,442,000 | 17,344,000 |
| Interest expense | 604,000 | 1,299,000 | 2,261,000 | 3,422,000 |
| Net interest income | 3,082,000 | 6,522,000 | 10,181,000 | 13,922,000 |
| Noninterest income | 1,636,000 | 4,326,000 | 6,477,000 | 8,695,000 |
| Noninterest expense | 4,666,000 | 9,689,000 | 14,890,000 | 20,362,000 |
| Provision for loan losses | 0 | 60,000 | 130,000 | 230,000 |
| Pretax income | 52,000 | 1,099,000 | 1,638,000 | 2,025,000 |
| Income tax | -44,000 | 113,000 | 176,000 | 204,000 |
| Net income | 96,000 | 986,000 | 1,462,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,996,000 | 43,961,000 | 44,393,000 | 43,986,000 |
| Total capital | 45,124,000 | 46,085,000 | 46,487,000 | 46,047,000 |
| Risk-weighted assets | 235,985,000 | 250,811,000 | 262,358,000 | 276,038,000 |