Call reports 2017
FIRST FEDERAL SAVINGS BANK — 2017
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 372,379,000 | 374,675,000 | 378,737,000 | 399,954,000 |
| Total loans | 280,597,000 | 295,601,000 | 311,890,000 | 293,439,000 |
| Allowance for loan losses | 2,356,000 | 2,332,000 | 2,333,000 | 2,199,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,749,000 | 286,365,000 | 284,720,000 | 293,692,000 |
| Interest-bearing deposits | 254,185,000 | 249,387,000 | 243,804,000 | 254,771,000 |
| Noninterest-bearing deposits | 41,564,000 | 36,978,000 | 40,916,000 | 38,921,000 |
| Equity capital | 43,525,000 | 44,151,000 | 44,770,000 | 44,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,376,000 | 6,808,000 | 10,499,000 | 14,285,000 |
| Interest expense | 417,000 | 803,000 | 1,240,000 | 1,749,000 |
| Net interest income | 2,959,000 | 6,005,000 | 9,259,000 | 12,536,000 |
| Noninterest income | 2,291,000 | 5,170,000 | 8,259,000 | 10,784,000 |
| Noninterest expense | 4,643,000 | 9,388,000 | 14,562,000 | 19,809,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 607,000 | 1,787,000 | 2,916,000 | 3,471,000 |
| Income tax | 211,000 | 635,000 | 1,015,000 | 550,000 |
| Net income | 396,000 | 1,152,000 | 1,901,000 | 2,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,037,000 | 42,642,000 | 43,276,000 | 42,841,000 |
| Total capital | 44,393,000 | 44,974,000 | 45,609,000 | 45,040,000 |
| Risk-weighted assets | 218,925,000 | 230,206,000 | 233,929,000 | 231,022,000 |