Call reports 2014
FIRST FEDERAL SAVINGS BANK — 2014
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 369,602,000 | 361,643,000 | 354,302,000 | 357,367,000 |
| Total loans | 279,272,000 | 279,276,000 | 286,356,000 | 274,455,000 |
| Allowance for loan losses | 3,922,000 | 3,802,000 | 3,900,000 | 3,953,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,580,000 | 300,008,000 | 292,453,000 | 288,101,000 |
| Interest-bearing deposits | 271,781,000 | 267,555,000 | 256,764,000 | 259,404,000 |
| Noninterest-bearing deposits | 36,799,000 | 32,453,000 | 35,689,000 | 28,697,000 |
| Equity capital | 42,701,000 | 43,194,000 | 43,393,000 | 43,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,459,000 | 9,789,000 | 13,025,000 |
| Interest expense | 499,000 | 991,000 | 1,453,000 | 1,897,000 |
| Net interest income | 2,607,000 | 5,468,000 | 8,336,000 | 11,128,000 |
| Noninterest income | 1,999,000 | 4,547,000 | 6,738,000 | 9,995,000 |
| Noninterest expense | 4,676,000 | 8,878,000 | 13,362,000 | 18,299,000 |
| Provision for loan losses | -100,000 | 25,000 | 150,000 | 300,000 |
| Pretax income | 30,000 | 1,112,000 | 1,562,000 | 2,524,000 |
| Income tax | -96,000 | 362,000 | 484,000 | 836,000 |
| Net income | 126,000 | 750,000 | 1,078,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,688,000 | 43,187,000 | 43,391,000 | 43,023,000 |
| Total capital | 45,566,000 | 46,024,000 | 46,274,000 | 45,637,000 |
| Risk-weighted assets | 246,770,000 | 243,060,000 | 246,066,000 | 238,981,000 |