Call reports 2013
FIRST FEDERAL SAVINGS BANK — 2013
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 364,221,000 | 366,966,000 | 365,782,000 | 360,036,000 |
| Total loans | 301,852,000 | 305,782,000 | 286,285,000 | 278,741,000 |
| Allowance for loan losses | 5,691,000 | 5,915,000 | 5,687,000 | 4,256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,685,000 | 290,499,000 | 293,882,000 | 296,097,000 |
| Interest-bearing deposits | 33,055,000 | 259,152,000 | 265,751,000 | 268,068,000 |
| Noninterest-bearing deposits | 254,630,000 | 31,347,000 | 28,131,000 | 28,029,000 |
| Equity capital | 42,650,000 | 42,395,000 | 42,642,000 | 42,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,624,000 | 10,246,000 | 13,497,000 |
| Interest expense | 574,000 | 1,145,000 | 1,714,000 | 2,277,000 |
| Net interest income | 2,713,000 | 5,479,000 | 8,532,000 | 11,220,000 |
| Noninterest income | 3,147,000 | 4,726,000 | 6,505,000 | 8,282,000 |
| Noninterest expense | 4,844,000 | 8,878,000 | 12,964,000 | 17,394,000 |
| Provision for loan losses | 760,000 | 1,260,000 | 1,560,000 | 860,000 |
| Pretax income | 256,000 | 67,000 | 513,000 | 1,248,000 |
| Income tax | 38,000 | -27,000 | 44,000 | 325,000 |
| Net income | 218,000 | 94,000 | 469,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,621,000 | 42,370,000 | 42,620,000 | 42,947,000 |
| Total capital | 45,592,000 | 45,577,000 | 45,786,000 | 45,807,000 |
| Risk-weighted assets | 252,823,000 | 254,137,000 | 253,928,000 | 244,916,000 |