Call reports 2012
FIRST FEDERAL SAVINGS BANK — 2012
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 342,640,000 | 340,096,000 | 343,186,000 | 351,518,000 |
| Total loans | 290,076,000 | 270,730,000 | 277,678,000 | 290,992,000 |
| Allowance for loan losses | 7,255,000 | 6,787,000 | 6,524,000 | 5,363,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,072,000 | 262,230,000 | 270,050,000 | 281,019,000 |
| Interest-bearing deposits | 231,005,000 | 233,352,000 | 239,564,000 | 246,437,000 |
| Noninterest-bearing deposits | 35,067,000 | 28,878,000 | 30,486,000 | 34,582,000 |
| Equity capital | 42,247,000 | 43,235,000 | 44,365,000 | 42,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,486,000 | 7,007,000 | 10,371,000 | 13,964,000 |
| Interest expense | 751,000 | 1,460,000 | 2,145,000 | 2,735,000 |
| Net interest income | 2,735,000 | 5,547,000 | 8,226,000 | 11,229,000 |
| Noninterest income | 3,445,000 | 7,426,000 | 12,735,000 | 16,910,000 |
| Noninterest expense | 4,289,000 | 8,624,000 | 14,215,000 | 19,312,000 |
| Provision for loan losses | 750,000 | 1,150,000 | 1,550,000 | 2,100,000 |
| Pretax income | 1,141,000 | 3,199,000 | 5,196,000 | 6,727,000 |
| Income tax | 588,000 | 1,278,000 | 2,015,000 | 2,619,000 |
| Net income | 553,000 | 1,921,000 | 3,181,000 | 4,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,192,000 | 43,186,000 | 44,322,000 | 42,529,000 |
| Total capital | 45,022,000 | 45,967,000 | 46,998,000 | 45,007,000 |
| Risk-weighted assets | 225,907,000 | 218,480,000 | 210,203,000 | 213,078,000 |