Call reports 2005
CENTENNIAL BANK — 2005
What CENTENNIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 62,200,000 | 73,357,000 | 78,281,000 | 54,892,000 |
| Total loans | 3,790,000 | 3,319,000 | 3,497,000 | 3,145,000 |
| Allowance for loan losses | 49,000 | 49,000 | 48,000 | 53,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,995,000 | 3,292,000 | 3,294,000 | 2,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,807,000 | 68,385,000 | 72,442,000 | 49,381,000 |
| Interest-bearing deposits | 4,789,000 | 5,575,000 | 3,815,000 | 3,861,000 |
| Noninterest-bearing deposits | 53,018,000 | 62,810,000 | 68,627,000 | 45,520,000 |
| Equity capital | 4,042,000 | 4,477,000 | 5,019,000 | 5,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 700,000 | 1,220,000 | 1,763,000 |
| Interest expense | 10,000 | 19,000 | 29,000 | 42,000 |
| Net interest income | 299,000 | 681,000 | 1,191,000 | 1,721,000 |
| Noninterest income | 614,000 | 1,350,000 | 2,256,000 | 2,970,000 |
| Noninterest expense | 439,000 | 906,000 | 1,382,000 | 2,126,000 |
| Provision for loan losses | 7,000 | -53,000 | -54,000 | -78,000 |
| Pretax income | 467,000 | 1,178,000 | 2,119,000 | 2,643,000 |
| Income tax | 174,000 | 438,000 | 788,000 | 983,000 |
| Net income | 293,000 | 740,000 | 1,331,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,042,000 | 4,477,000 | 5,019,000 | 5,298,000 |
| Total capital | 4,091,000 | 4,526,000 | 5,067,000 | 5,351,000 |
| Risk-weighted assets | 13,815,000 | 17,600,000 | 19,276,000 | 15,188,000 |
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