Call reports 2007
COAST BANK OF FLORIDA — 2007
What COAST BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 833,661,000 | 741,663,000 | 664,445,000 |
| Total loans | 593,790,000 | 581,155,000 | 564,875,000 |
| Allowance for loan losses | 26,818,000 | 26,666,000 | 34,798,000 |
| Securities available for sale | 201,646,000 | 79,049,000 | 72,727,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 742,990,000 | 681,530,000 | 632,445,000 |
| Interest-bearing deposits | 711,904,000 | 656,880,000 | 612,232,000 |
| Noninterest-bearing deposits | 31,086,000 | 24,650,000 | 20,213,000 |
| Equity capital | 54,057,000 | 35,938,000 | 22,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 11,882,000 | 23,128,000 | 33,147,000 |
| Interest expense | 8,085,000 | 17,082,000 | 25,405,000 |
| Net interest income | 3,797,000 | 6,046,000 | 7,742,000 |
| Noninterest income | 619,000 | 1,155,000 | 1,601,000 |
| Noninterest expense | 6,353,000 | 12,942,000 | 19,228,000 |
| Provision for loan losses | 1,426,000 | 2,166,000 | 11,680,000 |
| Pretax income | -3,363,000 | -7,907,000 | -21,565,000 |
| Income tax | -1,240,000 | 12,115,000 | 12,114,000 |
| Net income | -2,123,000 | -20,022,000 | -33,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 40,742,000 | 36,209,000 | 22,570,000 |
| Total capital | 48,487,000 | 43,785,000 | 29,558,000 |
| Risk-weighted assets | 600,474,000 | 586,987,000 | 531,208,000 |